Haddenham.net

Dealing with Debts

Home » News » Dealing with Debts
Money Worries
English Money

Debt Advice from the Citizens' Advice Bureau

Debt can be daunting but taking a proactive approach to sort them out is a good way forward.

One of the first things you need to do is figure out who you owe money to and how much. It is easy for debts to get out of hand, particularly as interest and other charges may be added to the amount you owe.

It's really important that you prioritise your debts to make sure you are protected. Urgent debts are things like rent, energy bills and council tax. If you don't pay these, you could face being evicted, have your gas and electricity cut off or taken to court because you didn't pay your council tax. It's worth remembering that those who shout the loudest aren't necessarily those who should be paid first. Less urgent debts are things like water bills and credit cards.

The next step is to work out a budget by listing all of the money you have coming in and going out each month. That way you'll be able to see what you have left over and how much you can pay towards your debts. After that, it is time to speak to the companies you owe money and ask them to agree a new repayment plan with you, remembering to stick to your list of urgent and non-urgent debts. Make sure you only agree to repayment plans you can afford. If the payments are too high, you'll find it harder to get out of debt.

You don't have to pay for debt advice. You can get free, independent and impartial advice from your local Citizens Advice Bureaux.

For more information visit the Citizens Advice website www.adviceguide.org.uk.

Adviceline:
08444 111 444
03 00 33 00 650 (Mobile)

Your nearest Citizens. Advice Bureau is in the Market Square, Thame

popular recent storiesAlso in the news

Glebe Poppies 2017
Haddenham Webteam: Sat 24 Jun 9:30am

As most local residents know, Dandara has planning permission to build 280 new homes on the Aston Road / Glebe site on the south-east boundary of the village bordered by Willis Road and Stanbridge Road. On Monday 19th June the developer presented the Phase 1 and 2 proposals (for the first 143 dwellings) to the Planning Committee of Haddenham Parish Council. Some members of the public were also...

302A1020
Haddenham Webteam: Fri 23 Jun 4:15pm

For six weeks over June and July, Haddenham based financial information company, Defaqto has and will be running its own employee 'Olympic' style Summer Games. The company employees 120 people and actively promotes a healthy work / leisure balance through, for example, wellbeing weeks and exercise classes on-site, as well as the Summer Games. The games consisted of 14 activities...

Aylesbury Vale from Coombe Hill
Haddenham Webteam: Fri 23 Jun 3:30pm

The lack of a completed and Government approved Vale of Aylesbury Local Plan (VALP) for the last several years has meant that AVDC has lacked a strong strategic framework by which it could resist the planning applications of opportunist developers, and Haddenham has been a favoured location. We learned today (Friday 23rd June), courtesy of Planning Resource magazine, that AVDC is delaying the...

© 2012 - 2017 Haddenham.net