115 Stanbridge Road
Haddenham Garden Centre
By Haddenham Webteam - 1st February 2014 7:30am
Debt Advice from the Citizens' Advice Bureau
Debt can be daunting but taking a proactive approach to sort them out is a good way forward.
One of the first things you need to do is figure out who you owe money to and how much. It is easy for debts to get out of hand, particularly as interest and other charges may be added to the amount you owe.
It's really important that you prioritise your debts to make sure you are protected. Urgent debts are things like rent, energy bills and council tax. If you don't pay these, you could face being evicted, have your gas and electricity cut off or taken to court because you didn't pay your council tax. It's worth remembering that those who shout the loudest aren't necessarily those who should be paid first. Less urgent debts are things like water bills and credit cards.
The next step is to work out a budget by listing all of the money you have coming in and going out each month. That way you'll be able to see what you have left over and how much you can pay towards your debts. After that, it is time to speak to the companies you owe money and ask them to agree a new repayment plan with you, remembering to stick to your list of urgent and non-urgent debts. Make sure you only agree to repayment plans you can afford. If the payments are too high, you'll find it harder to get out of debt.
You don't have to pay for debt advice. You can get free, independent and impartial advice from your local Citizens Advice Bureaux.
For more information visit the Citizens Advice website www.adviceguide.org.uk.
08444 111 444
03 00 33 00 650 (Mobile)
Your nearest Citizens. Advice Bureau is in the Market Square, Thame
popular recent storiesAlso in the news
One of the primary concerns voiced by local residents in relation to the growth in Haddenham is how the infrastructure will cope with a rapid rise in the village population and the extra vehicles that will be associated with 1,000 new homes. "Infrastructure before Development" defines the ideal scenario, of course. Sadly, in the long-established and constrained village structure...
One of the most commonly voiced concerns over the scale of new house construction in Haddenham is our constrained road infrastructure and the pressure that will be brought to bear by all the additional vehicles that residents of new homes will bring. The large development planned for the Aston Road/Glebe site will create 280 new homes and add up to 560 vehicles to Haddenham's roads. An...
The Turn End Trust is presenting a unique film for its first public showing on Thursday evening 31st August, at the Youth & Community Centre. Filmed through all four seasons, Turn End captures how architect Peter Aldington masterly designed the houses and garden as one, making the garden a natural extension to the house. It goes right to the heart of the controversy of what is desirable housing...